SelectHealth Health Insurance

Important Information About SelectHealth

Select Health and IHC Health Plans, Inc. are the same company. It officially became SelectHealth in April of 2006. SelectCare is a wholly owned subsidiary of Intermountain Healthcare.

Intermountain Healthcare is headquartered in Salt Lake City and is a nonprofit health benefits provider. It employs more than 32,000 people and is the largest healthcare provider in the Intermountain West. Intermountain Healthcare was founded in 1975 and today services the healthcare needs of residents of Utah and southeastern Idaho.

Intermountain Healthcare/SelectHealth members have convenient access to a network of qualified physicians and medical specialists, treatment facilities and offices located throughout Utah and Idaho. SelectHealth is also affiliated with 23 hospitals and more than 150 medical clinics.

The mission of Intermountain Healthcare/SelectHealth has never wavered- a commitment to provide quality healthcare to all who live in the Utah/Idaho service region and to do so regardless of someone’s ability to pay.

SelectHealth is well-known for its quality, affordable healthcare plans and for its superior customer service. It strives to meet the needs of all customers- young and old, urban and rural, rich and poor.

SelectHealth received an “Excellent” accreditation rating from the National Committee for Quality Assurance, the first commercial healthcare company in Utah to be so honored.


An Overview of SelectHealth Health Plans

SelectHealth offers consumers a wide array of health insurance packages. Many of these plans are designed for individuals or families who do not have access to group health insurance coverage through an employer or who need an additional type of coverage.

SelectHealth Health Plans include HMO (Health Maintenance Organization) Plus plans and Health Savings Account (HSA) plans which are combined with High Deductible Health Plans (HDHP). Individuals can choose from a SelectHealth Plan which offers a point-of-service option, meaning that members can use both in-network and out-of-network healthcare professionals for their medical treatment and services.

SelectHealth Plan members have convenient access to the SelectValue network. This network consists of more than 19 affiliated hospitals and over 1,100 participating physicians. SelectHealth also offers its policyholders access to the SelectMed network, which includes 28 associated hospitals and more than 3,000 physicians. For customers choosing the SelectCare network, more than 3,700 physicians and 34 hospitals are available to provide medical services and treatment.

Customers have a choice of the HMO/Plus plan or the HealthSave plan. The HMO/Plus plan has annual deductibles starting as low as $250. Members can choose from several different coinsurance and copayment options. Standard benefits are fully covered, including immunizations. Annual deductibles with the HealthSave plan vary between $1,500 for an individual to $3,000 for families. The HealthSave plan is a high deductible health plan combined with a Health Savings Account. The member contributes to a tax-advantaged HSA and those funds are used throughout the year to pay for qualified medical treatment and services. Any funds remaining in the account at the end of the year generally roll over for use the following year.


Competing Carriers

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