Rocky Mountain Health Plans
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Useful Information About Rocky Mountain Health Plans
Rocky Mountain Health Plans (RMHP) has served the health care needs of Coloradans for more than 35 years. It is an independent, not-for-profit health insurance provider.
Rocky Mountain Health Plans offers consumers a wide choice of innovative health benefits packages which can be designed to meet the specific needs and circumstances of each specific client. It provides these plans, along with superior customer service, to individuals and families, as well as businesses of all sizes.
Rocky Mountain Health Plans is committed to physician-directed care and encourages its members to take an active role in their own healthcare management. By providing information and education about wellness programs, nutrition, and exercise to its policyholders, RMHP assists their customers in making informed and responsible decisions about their health and lifestyle.
There are a number of different health insurance packages available from Rocky Mountain Health Plans. These include PPOs (Preferred Provider Organization), HMOs (Health Maintenance Organization), and share-funded and self-funded medical plans.
Rocky Mountain Health Plans currently provides health insurance coverage to nearly 180,000 members.
Since its founding in 1974, Rocky Mountain Health Plans has remained an independent health benefits provider. This is a remarkable achievement in an industry where mergers and buyouts are commonplace. This independent spirit can be seen in the way Rocky Mountain Health confronts the challenges facing the health insurance industry today and how it formulates its decisions to assure the well-being and protection of its customers, not shareholders.
Rocky Mountain Health Plans has an unwavering commitment to improving the health and quality of life of all its members. It does this by offering innovative and flexible health care packages at an affordable price along with efficient and courteous customer service.
Rocky Mountain Health Plans continues the traditions handed down from its founders- that of placing people before profits and respecting the rights of both patients and physicians in the medical decision-making process.
A Sampling of Rocky Mountain Health Plans Health Insurance Plans
The SOLO Health Plans offered by RMHP are PPO (Preferred Provider Organization) based. This plan allows policyholders to choose which healthcare provider they want to use and does not require them to select a primary care physician (PCP) to oversee all of their medical treatment decisions.
These SOLO PPO plans are available to individuals and families and provide coverage for office visits, screenings, preventive care, prescription drugs, as well as accidents and injuries. Inpatient and outpatient care services at hospitals are also included in these policies.
SOLO Select Plans provide comprehensive coverage packages to consumers. Select plans have lower annual deductibles and higher premiums.
The SOLO Smart Choice Plans are Health Savings Account (HSA) plans. This plan gives consumers the opportunity to establish a tax-advantaged Health Savings Account, the funds of which are used to pay for qualified medical treatment and services throughout the year. HSAs are almost always combined with a high deductible medical plan. Any funds not used can be rolled over to the following year.
SOLO Safety Net Plans carry very low premiums and are mainly used as protection against catastrophic accidents or serious illness.
Competing Carriers
Regence Blue Cross Blue Shield
Blue Cross of California