Oxford Health Plans

Important Information About Oxford Health Plans

Oxford Health Plans is a managed healthcare company which provides health insurance policies to the people of New Jersey, Connecticut, and New York. Its current membership totals almost 1.6 million.

Oxford Health Plans offers consumers a wide range of health insurance packages, including the Liberty Plan SM, the Freedom Plan, a traditional HMO (Health Maintenance Organization) plan, point-of-service plans, Medicare, and third-party administration of employer based plans. The company uses its own sales force to market its health insurance products and services, as well as relying on independent brokers and agents.

Oxford Health Plans takes a consumer-oriented approach when it designs its health insurance packages. Its plans are flexible and reasonably priced. Oxford Health offers its members easy access to a large network of physicians, medical technicians, and hospitals. It has a well-earned reputation for efficient and courteous customer service and has been the recipient of several industry awards related to customer satisfaction.


An Overview of Oxford Health Plans Health Insurance Plans

Oxford Health Plans’ members have the opportunity to choose from an extensive list of Primary Care Physicians (PCP) who are affiliated with the Oxford Health Plans network. All of the company’s health insurance packages offer a wide selection of wellness and preventive care health programs and other benefits as well. The Oxford Health Plans provide full coverage for yearly physical examinations in addition to prescription drug coverage options.

Oxford Health Plans offers consumers its Liberty PPO (Preferred Provider Organization) plan which has annual deductibles varying from $1,000 to $2,500 when individuals use an approved in-network provider and $2,000 to $5,000 for families choosing in-network services. Copayments under the Liberty PPO plan range from 20-30%, once the deductible has been met.
Oxford Health Plans members have convenient access to a large network of qualified physicians, medical specialists and technicians, and hospitals. Pediatric preventive care, immunizations, and laboratory services are all fully covered under these health plans, provided an in-network facility is used for all treatment and services.

For sole business owners in New York, Kings, Queens, the Bronx, Richmond, Nassau, and Suffolk counties, Oxford Health Plans offers health insurance plans which are flexible and affordable. The premiums for many of these plans start at around $300 per month. This affords small business owners the protection and security of health insurance coverage without breaking the budget. These plans also provide access to a large network of physician and treatment centers throughout New York.

For businesses with just one employee, Oxford Health Plans makes available many plans that are similar to ones offered by large companies to their employees. All of the benefit plans offered by Oxford Health Plans are flexible, personalized, and affordable to everyone. Consumers will find the process quick and simple to enroll in these health insurance plans.


Following are some of the important features which Oxford Health Plans offers through its health insurance policies:

• One of the largest networks of qualified physicians, medical specialists, and hospitals in the tri-state area.
• No requirement for a physician’s referral to visit specialists.
• When outside the service area, access to a nationwide network of more than 450,000 physicians and hospitals who are affiliated with the United HealthCare Plus Network
• Full coverage of all in-network routine preventive care and laboratory fees, including PCP and OB/GYN
• 24/7 access to Oxford-On-Call, a free service where members can get healthcare information and referrals from Registered Nurses


Competing Carriers

Coventry Health Insurance
Humana Health Insurance