MEGA Health Insurance

Useful Information About MEGA Health Insurance

Headquartered in Richland Hills, Texas, MEGA Health Insurance offers its health and life insurance policies in every state, with the exception of New York. The company specializes in providing health insurance coverage to individuals and families, as well as self-employed workers and small business owners.

MEGA Health gives its customers a choice of policies which are flexible and contain various coverages. All of its plans can be tailored specifically to the needs, circumstances, and budget of the policyholder.

MEGA offers consumers the freedom to design their own personalized health insurance packages without having to purchase options they don’t want or need. This results in substantial savings for its customers.


A Simple Guide To MEGA Health Plans

MEGA Health Insurance offers basic, sensible health insurance plans which are meant to meet the fundamental healthcare needs of individuals and families. They provide coverage for hospital stays and other medical services and treatments. Annual deductibles vary, depending on the type of policy selected.

Consumers have the option of building their own health benefit package by choosing from different benefit levels, copayment amounts and annual deductibles. Insurance agents can assist customers in assessing their specific needs and putting together a personalized plan.

Many people like the convenience and security of a PPO (Preferred Provider Organization) plan from MEGA Health. This plan is formulated to pay upfront medical service costs for the policyholder. With somewhat higher annual deductibles, the PPO plans also offer expanded benefits with greater maximum coverage limits.

MEGA Health offers PPO plans to individuals and families, as well as to small business owners and self-employed workers.


News Reports and Publicity Surrounding MEGA, NASE, and Their Clients

Over the past several years, there have been numerous reports and media scrutiny of the healthcare industry in the U.S., and MEGA Health Insurance has been mentioned many times in the course of these discussions.

Many MEGA Health policyholders have come forward with complaints about the company, largely from situations involving customers who became ill and needed treatment, only to find that their health insurance coverage would not cover the majority of their medical costs.

The National Association for the Self-Employed (NASE) is one of the organizations which provides Mega Health Insurance to consumers. While the President of NASE has publicly stated that the companies are totally separate, both companies do sell MEGA and NASE health insurance.

Both MEGA Health and NASE have been involved in lawsuits from irate policyholders who contend that the companies were not truthful concerning the coverages that were offered to consumers when purchasing a health insurance policy. The acrimony between the companies and their customers resulting from these legal proceedings has had a very negative impact on both MEGA Health and NASE.


Competing Carriers (Each State Differs)
Aetna Health Insurance
Anthem Blue Cross Blue Shield
Celtic Health Insurance
Cigna Health Insurance
Golden Rule Health Insurance
Humana Health Insurance
Oxford Health Insurance
Unicare Health Insurance