Horizon Blue Cross Blue Shield of New Jersey
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Useful Information About Horizon Blue Cross Blue Shield of New Jersey
Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) is the state’s largest provider of health insurance. It is a not-for-profit organization which is headquartered in Newark. Founded in 1932, the company has always had the same goal- to provide quality health insurance that is accessible and affordable to employers and individuals who live or work in New Jersey.
Horizon BCBSNJ continually strives to improve the quality of their health insurance plans. It also maintains a high level of service to both its customers and to the communities it serves. Horizon BCBSNJ offers its policyholders easy access to healthcare professionals and services while providing various options for financing health insurance costs.
The company encourages individuals to take an active role in their health care management by providing them with information and services on healthy lifestyle choices and other wellness programs. This allows consumers to make informed and smart decisions concerning their health and fitness.
Horizon BCBLNJ works with the medical profession, the local business communities, and the government to ensure that its customers receive the best possible health insurance coverage at a fair and reasonable cost.
The most popular plan offered by Horizon BCBSNJ is the NJ Direct program. It provides easy access to a wide variety of health care benefits and programs as well as access to an enormous nationwide network of healthcare providers and treatment facilities.
The NJ Direct plan does not require that subscribers choose a specific Primary Care Physician. Policyholders may use the services of any network physician, specialist, or medical technician as well as those associated with the Blue Card PPO network (operating outside of New Jersey). No physician referral is required under the NJ Direct plan.
The Horizon BCBSNJ NJ Direct plan offers its customers flexibility and convenience. Policyholders can seek medical treatment and services from either network or out-of-network providers. When a network provider is used, however, there are greater benefits and substantial savings on out-of-pocket medical expenses.
Competing Carriers
Celtic Health Insurance
Group Health Cooperative
Horizon Blue Cross Blue Shield of New Jersey Health Insurance Quotes Are Available in New Jersey