Health Insurance 101

Health insurance is usually purchased from a private company and is meant to cover medical expenses. It can be bought as part of a group plan through an employer or union or directly from the company. Health insurance may also be offered by the government if a person works for a federal, state, or local agency.

Health insurance comes in many varieties and flavors. Policies usually cover a range of ailments and services including injury and illness, dental, vision, preventative healthcare, and prescription drugs. Comprehensive health insurance plans covering long-term nursing, custodial, and disability care are also available.

Basic plans will the most inexpensivebut it is always a good idea to shop around for the best value match to one’s budget. How much coverage purchased will depend on someone’s health needs.Check out our extensive and valuable health information below: