Excellus Blue Cross Blue Shield
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About Excellus Health Insurance
Headquartered in Rochester, New York, Excellus Blue Cross Blue Shield provides health insurance coverage to over 2-million members and employs more than 6000. Though it is part of a $4-billion Blue Cross Blue Shield family, Excellus maintains its focus on a strong local presence with four regional headquarter offices as well as additional field offices to better serve residents in upstate New York.
Excellus Blue Cross Blue Shield has an excellent variety of benefits and finance plans tailored to the specific needs of its members. By working tirelessly to meet and exceed their level of commitment, they constantly improve the health of the local areas they service.
Overall, there are forty-one Blue Plans with a member network exceeding 90-million. In fact, that is about one-third of those who have health insurance in the United States. A majority of Fortune 500 companies cover their employees with plans from Blue Cross Blue Shield.
Competing Carriers
HIPHealthNet
Plan Offerings
Excellus Blue Cross Blue Shield Healthy Blue – This is one of several Excellus health plans available to consumers. It not only offers quality coverage, it also pays you for maintaining a healthy lifestyle through its Healthy Rewards. These allow you to earn up to $1000 per family per year. Healthy Blue plans also include preventative care check-ups, routine exams, immunizations, and well-child visits. Excellus Blue Cross Blue Shield Healthy Blue gives you additional ways to save on prescription drug costs by offering unlimited generic coverage, a free generic trial program and a mail-order pharmacy service.
Excellus Blue Cross Blue Shield HMOBlue – People who choose this plan can select from a wide array of doctors, specialists and hospitals. They also receive discounts on wellness and healthy living programs and products. This plan’s coverage includes a $15 co-payment for doctor visits and prescription drug co-payments for as little as $5.
Excellus Blue Cross Blue Shield Blue Healthy Choices – This plan provides customers with affordable, superior benefits, no referral requirements, and a $300 health allowance which can be used for such things as swim programs, gym memberships, teeth whitening, LASIK eye surgery and many more.