Blue Cross and Blue Shield of Illinois
Blue Cross and Blue Shield of Illinois does not endorse or sponsor this webpage, its contents or the IndividualHealthInsurance.org website. Trademarks herein are used by IndividualHealthInsurance.org for nominative purposes only and are solely the property of their respective registered owners.
Since its founding in the 1930s, Blue Cross Blue Shield of Illinois along with its branded subsidiaries has grown to provide over 6.5 million Illinois residents with cost-effective health insurance. Today, Blue Cross Blue Shield of Illinois is one of the largest health insurance providers in the state. They have plans for individuals and groups of any size. As a division of the Health Care Service Corporation (HCSC), Blue Cross Blue Shield of Illinois provides superior service which means peace of mind for you and your family.
In addition to its highly esteemed Blue Access program, Blue Cross Blue Shield of Illinois is known for effective and efficient service and its high level of technological innovations. The Blue Access program allows members a secure online port from which they can access provider information, claim status, useful health tips and benefits summaries.
Blue Cross Blue Shield of Illinois’ Competition:
BCBS IL Health Insurance
Blue Cross Blue Shield of Texas Alliance Health & Life Insurance Company
Blue Cross Blue Shield of Illinois Health Plans:
SelectBlue PPO: With more benefits than any other individual health insurance on the market, you can find superior coverage with this plan. You can expect low co-pays, reasonable prescription deductibles, preventive care benefits for both children and adults and a wide variety of physicians and hospitals from the PPO network.
SelectBlue Advantage and BlueValue Advantage: These plans are designed for clients with less flexibility in their budgets. While you will have the same access to the large PPO network, these plans are generally lower in price by as much as 10%.
BlueEdge Individual HSA: This plan is specifically geared toward individual health insurance. There is a number of options for you to pick and choose to create the health insurance plan that best fits your needs and budget.
Before choosing your health insurance plan, there is information that you should research first so that you are sure to get the right plan for you. It’s a good idea to check:
• The co-pay expected for doctor visits
• Whether the plan has a co-insurance
• The hospitals and doctors included in the plan
• The monthly premium
• The out-of-pocket annual maximum cost
• The annual deductible
• Whether the plan has HSAs
• The benefits and co-pays for prescriptions
When you search for the right plan for your situation, a thorough search of Blue Cross Blue Shield Illinois policies will prove to you that you have come to the right place for your health insurance needs.