Blue Cross Blue Shield of Montana
Blue Cross Blue Shield of Montana does not endorse or sponsor this webpage, its contents or the IndividualHealthInsurance.org website. Trademarks herein are used by IndividualHealthInsurance.org for nominative purposes only and are solely the property of their respective registered owners.
About Blue Cross Blue Shield of Montana
Blue Cross Blue Shield of Montana has been dutifully serving the state for almost three-quarters of a century. It has long been the state’s largest health insurance provider and now extends benefits to over 230,000 members.
Today, Blue Cross Blue Shield of Montana prides itself on providing singular service along with affordable plans. Overall, its members can choose from 2000 physicians and 28000 allied healthcare providers, as well as every hospital in Montana. Blue Cross Blue Shield of Montana has an excellent variety of benefits and finance plans tailored to the specific needs of its members. By working tirelessly to meet and exceed their level of commitment, they constantly improve the health of the local areas they service.
Overall, there are forty-one Blue Plans with a member network exceeding 90-million. In fact, that is about one-third of those who have health insurance in the United States. A majority of Fortune 500 companies cover their employees with plans from Blue Cross Blue Shield.
Competing Carriers
Blue Cross Blue Shield of New Mexico
Blue Cross Blue Shield of South Carolina
Plan Offerings
Blue Cross Blue Shield of Montana Youthcare – This plan provides coverage for children 3 months to 19 year. It features a small deductible, affordable co-insurance, and a low out-of-pocket maximum. It also features prescription drug coverage with a 75/25 co-insurance once a small $100-deductible is met.
Blue Cross Blue Shield of Montana Blue Evolution – This is best suited for those who need catastrophic-level coverage with low premiums and co-insurance. Primary care benefits are covered up to $450 while individual deductibles are $2500.
Blue Cross Blue Shield of Montana Value Blue – Provides comprehensive coverage including hospital and surgical benefit, emergency services, and continued ongoing care. The family deductible is $10,000 with a $500 in primary care benefits.
Blue Cross Blue Shield of Montana Blue Evolution – This is ideally-suited for individuals needing low premiums and catastrophic-level coverage. Individual deductibles are $5000 and co-insurance is 60/40.
Blue Cross Blue Shield of Montana HDHP Montana – This is a high-deductible, typically $5000-$10,000 with individual and family options. This plan is often connected to a Health Savings Account (HSA).