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Blue Cross Blue Shield of Missouri

Blue Cross Blue Shield of Missouri does not endorse or sponsor this webpage, its contents or the IndividualHealthInsurance.org website. Trademarks herein are used by IndividualHealthInsurance.org for nominative purposes only and are solely the property of their respective registered owners.

About Blue Cross Blue Shield of Missouri
Blue Cross Blue Shield of Missouri has been dutifully serving the state for about 70 years. It has long been the state’s largest health insurance provider and now extends benefits to nearly 1-million members.


Today, Blue Cross Blue Shield of Missouri prides itself on providing top-notch service along with affordable plans. In fact, it was one of the first insurance coverage to offer prepaid health insurance coverage. Blue Cross Blue Shield of Missouri has an excellent variety of benefits and finance plans tailored to the specific needs of its members. By working tirelessly to meet and exceed their level of commitment, they constantly improve the health of the local areas they service.

Overall, there are forty-one Blue Plans with a member network exceeding 90-million. In fact, that is about one-third of those who have health insurance in the United States. A majority of Fortune 500 companies cover their employees with plans from Blue Cross Blue Shield.


Competing Carriers
Blue Cross Blue Shield of Nebraska
Blue Cross Blue Shield of Montana


Plan Offerings
Blue Cross Blue Shield of Missouri Blue Access Value/Choice Value, Blue Access Economy/Choice Economy – These are PPOs, which allow members to choose their physicians from an extensive network or out-of-network at a slightly higher cost. Benefits such as prescription drugs, hospital and physician visits as well as maternity are typically covered.

Blue Cross Blue Shield of Missouri Blue Preferred – This is comprehensive HMO that offers extensive coverage as well as well-visits, maternity, prescription drugs and immunizations with little to no deductible.

Blue Cross Blue Shield of Missouri Lumenos Consumer-Driven Plans – This is a high-deductible plan that offers a cost-effective premium. This plan is best combined with a Health Savings Account (HSA).