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Blue Cross Blue Shield of Michigan

Blue Cross Blue Shield of Michigan does not endorse or sponsor this webpage, its contents or the IndividualHealthInsurance.org website. Trademarks herein are used by IndividualHealthInsurance.org for nominative purposes only and are solely the property of their respective registered owners.

About Blue Cross Blue Shield of Michigan
Since its founding in 1939, Blue Cross Blue Shield of Michigan has grown to provide residents of Michigan with security and knowledge that they have high-quality healthcare available to them whenever they need it.


Over its history, Blue Cross Blue Shield of Michigan has provided affordable healthcare to anyone needing regardless of their individual circumstances because health problems should never be a reason to end someone’s coverage. Working with the state, Blue Cross Blue Shield of Michigan has covered over 32,000 children through the MIChild program. They also provide funding to 30 free clinics throughout Michigan and have devoted more funding to healthcare development for Michigan residents than any other company.

Blue Cross Blue Shield of Michigan has an excellent variety of benefits and finance plans tailored to the specific needs of its members. By working tirelessly to meet and exceed their level of commitment, they constantly improve the health of the local areas they service.

Overall, there are forty-one Blue Plans with a member network exceeding 90-million. In fact, that is about one-third of those who have health insurance in the United States. A majority of Fortune 500 companies cover their employees with plans from Blue Cross Blue Shield.


Competing Carriers
Blue Cross Blue Shield of Missouri
Blue Cross Blue Shield of Nebraska


Plan Offerings
Blue Cross Blue Shield of Michigan Individual Care Blue – Tailor-made for the varying aspects of your life, Individual Care Blue includes preventative care, physician visits, and prescription benefits. Co-payments are affordable and there is no deductible. Costs typically begin at $138 per month with a 30% co-payment unless otherwise stated in your policy.

Blue Cross Blue Shield of Michigan Flexible Blue – This health insurance is combined with a Health Savings Account (HSA) and offers includes preventative care, physician visits, and prescription benefits as well as optional dental and maternity coverage. Deductibles range $1500-$2500 for individuals and $3000-$5000 for families.

Blue Cross Blue Shield of Michigan Value Blue – This plan caters to new families or self-employed individuals. Value Blue is meant to provide basic healthcare with affordable co-payments, low monthly premiums and prescription drug benefits.

Blue Cross Blue Shield of Michigan Young Adult Blue – This plan is designed for those 18-30 who are single and are no longer covered by their parent’s health insurance. Young Adult Blue premiums start below $50 per month and it even features prescription drug discounts.